Recovering From
Economic Crisis

Bad things happen to good people.
Let's make it right at Courtesy Chrysler Jeep Dodge Ram.

Courtesy Chrysler Jeep Dodge Ram is here to help in times of uncertainty, with payment deferrals up to 3 months, and financing as low as 0% APR to save long term. Credit repair is our specialty and we are experienced in getting customers qualified for the new, pre-owned, or used car. SUV, truck or van that they desire.

Cards

Have You Been Affected?

Have you experienced economic hardship due to the pandemic? We can help! Whether you have lost your job, been furloughed, or received a pay cut, we can still get you financed for a vehicle. With low APR and no payments for 90 days, often times we can save you money by upgrading to a newer vehicle with warranty benefits. New vehicles will include bumper to bumper coverage, improved fuel efficiency, and often times are more reliable than pre-owned vehicles.

Additional Financial Advice

Debt
  • Prioritize which loans, cards, and lines of credit are the most imperative and realistic to pay off within a set amount of time and avoid closing accounts.
  • Limit credit card use. The ideal balance to credit utilization ratio is 30% or lower.
  • Foreclosure
  • Focus on re-building your credit and keep your current accounts in good standing.
  • Keep your foreclosure isolated as a single negative item as if it were a mortgage account. This will be less damaging to your credit score.
  • Divorce
  • Pay your bills on time; make payment before or on the expected due date. Creditors report the account to the credit bureaus when a payment is 30 or more days late.
  • Continue to establish credit history. Keep your accounts in good standing because this establishes trust with creditors and can only boost your credit score.
  • Bankruptcy & Unforeseen Bills
  • During bankruptcy, focus on re-building your credit by opening a credit card. Charge minimally and pay consistently. Open 1-3 accounts that will benefit your credit score.
  • Communicate with your medical, financial institution and creditors. There are many programs that assist consumers, customers, patients or students with high bills or mounts of debt.
  • Car

    Commonly Asked Questions

    Can I get approved for a car loan with bad credit?

    Of course, our finance team includes members who specialize in bad credit scenarios and will work diligently to get your approved for an auto loan.

    I just started a new job, can I get approved for a car?

    The answer is yes. All our sales specialist needs from you is a pay stub, proof of income or job verification and we will work with you to get you approved for a car loan.

    I filed for bankruptcy, is my credit good enough to get approved for a car loan?

    Although a bankruptcy could stay on your credit for up to 10 years, you can still get approved for a car loan. It can also help you rebuild your credit score.

    Can I get approved for a car loan if I am in debt?

    Yes, whether you have credit card, student loans, or a home mortgage, our sales team is qualified to get you approved for a car loan. We work with numerous financial institutions on a daily basis that understand high debt circumstances yet we are still able to get customer approved for a new or used car.

    I just got out of a divorce, am I able to get approved for an auto loan?

    Despite any division of assets or accounts, we can still get you approved for an auto loan. Our sale team works with divorcees on a daily basis and we understand the credit difficulty that a divorce can cause. We can get you approved for a loan that fits your new lifestyle and readjusted finances.

    Stop by for more.

    Come over to Courtesy Chrysler Jeep Dodge Ram to work with one of our credit specialists.

    Where To Find Us

    1. Courtesy Chrysler-Jeep-Dodge

      9207 E Adamo Dr
      Tampa, FL 33619-2603

      • Sales: 813-694-8784
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